Maternal retirement is another social program. The law on maternal pensions entered into force on March 1, 2022. For whom is the maternal pension intended? What are the conditions for receiving it and how to apply?
Contents :
- Maternal retirement: for whom?
- Maternity pension: how much is it?
- Maternal pension: application
- Maternal pension: conditions for receiving
The maternity pension is a benefit that has been in force since March 1, 2022. The Act stipulates that mothers who have given birth to at least four children acquire the right to receive the benefit in the amount corresponding to the lowest retirement pension, even if they were not professionally active and did not acquire these rights through the internship.
Maternal retirement: for whom?
The Act on the benefit of Mother 4 plus applies to mothers who have been raising their children throughout their lives and therefore have not taken up employment, and often remain destitute when they reach retirement age. Therefore, a law was created that "aims to honor and appreciate the period of bringing up children" (excerpt from the justification of the project).
The government proposes to grant the so-called maternity pensions for women who have given birth and raised or have only brought up at least four children and have not acquired the right to an old-age pension, or their old-age pension paid by the pension authority is lower than the lowest old-age pension. In this case, they are to be compensated to a specific amount.
Such a benefit may be granted to a woman who gave birth and raised four children, and in some cases also to the father (in the event of the mother's death or abandonment of the children).
The pension may be granted to women who have reached 60 years of age, in the case of men this limit is 65 years of age.
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Maternal pension: how much is it?
The amount of the benefit is to correspond to the amount of the lowest old-age pension (currently it is PLN 1,100). If you are not en titled to any benefit, it will be the same amount.
However, if the person concerned is already receiving a benefit,lower than the lowest retirement pension, the Mama 4 plus benefit will supplement the received benefit up to the amount of the lowest retirement pension.
Maternal pension: application
Applications can be downloaded from the website of the Ministry of Family, Labor and Social Policy (https://www.gov.pl/web/rodzina/mama-4-wzory-wnioskow). Applications to be submitted to ZUS or KRUS should also include the attached birth certificates of the children and a certificate of financial situation.
Maternal pension: conditions for receiving
Eligible applicants can already apply, but need to know that they are not automatically eligible for it. The Social Insurance Institution will examine, among others financial situation of the person submitting the application. Because the act is to cover mainly destitute mothers.
Additionally, the application may be rejected in several cases specified by the legislator. Including when the court deprived the applicant of parental responsibility or limited this authority, as well as in the case of proven, long-term cessation of custody of the children.
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